Are We Just Making a List of Earth's Features?
When we ask why Earth is habitable, there is a danger of simply making a list of characteristics Earth happens to possess and then treating each one as though it were necessary for life.
Earth has a large Moon, plate tectonics, a magnetic field, oceans, continents, a particular atmospheric composition, a particular rotation rate, and many other characteristics. But the fact that these features occur on an inhabited planet does not demonstrate that every one of them is required for an inhabited planet.
A different world might achieve long-term habitability through a different combination of conditions and processes.