Perhaps our universe is only one member of an enormous collection of universes having different physical conditions.
If enough universes exist with sufficiently varied constants and conditions, some might naturally fall within life-permitting ranges. Observers would then find themselves in one of those universes.
A sufficiently varied multiverse could change the fine-tuning question substantially. Life-permitting conditions might be rare without being surprising if there were an enormous number of opportunities for them to occur.
The multiverse is a serious proposal in modern cosmology and should not be dismissed merely because other universes cannot presently be observed directly.
At the same time, a multiverse explanation requires more than simply proposing many universes. A successful account must explain how the ensemble is generated, how physical parameters vary, and how probabilities should be assigned among the resulting universes.
There are also unresolved questions about observer selection and how typical our observed universe should be within such an ensemble.
Does a physically well-supported multiverse actually produce the necessary range of conditions, and can it make reliable predictions about what observers should expect to see?